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By Jeff Thibodeau June 28, 2023
When the sun is out and the weather gets warm, people flock to the water — whether it’s the beach, lakes, rivers or a backyard pool. But wherever there’s water, there’s also danger lurking beneath the surface, even if you don’t live in an area with alligators or other threats. That danger? Drowning. According to the U.S. Centers for Disease Control and Prevention, about 10 people drown every day — and two of those are children 14 or younger. And while this story is about swimming, don’t think that’s the only time you need to be vigilant. A baby can drown in just 1 inch of water, and a curious toddler can drown after falling into a toilet, bucket or even a fish tank. So keep the bathroom door closed if you have young ones at home, always supervise bath time, close toilet lids and make sure buckets are stored indoors and empty. The biggest risk for most people comes during recreational activities around water, though. That’s why it’s so important to know how to stay safe — and help others if the need arises. Here are some general tips from the American Red Cross: Swim in designated areas with a lifeguard present. Use the buddy system — don’t swim alone. Don’t ever leave young children unattended, or supervised by another child. Teach children to ask permission before going near the water. Maintain constant supervision, without distractions, and have weak swimmers and young children wear Coast Guard-approved life jackets. Avoid alcohol or drug use during water activities. If a child is missing, always check the water first. Know CPR and other life-saving measures. Finally, make sure everyone in your family learns how to swim well. Of course, not all water outings are the same, and although the tips above are a good start, different situations require different safety precautions, too. At the pool Among children 1 to 4 years old, most drowning deaths occur in home swimming pools — a statistic the “Pool Safely” campaign from the U.S. Consumer Product Safety Commission aims to combat. Here are some additional tips if you have a pool, live near one or visit one often. Only dive or jump into a pool where signs indicate it is safe. Follow rules such as no diving, no running, etc. Know the location of life-saving equipment, such as life rings or reaching poles. Instruct everyone to stay away from drains — powerful suction from a pool or spa’s drain can trap and seriously injure a child or adult. For owners: Install a fence at least 4 feet tall, use self-closing and self-latching gates and ensure all pools and spas have compliant drain covers. Consider installing an alarm. At the beach According to the American Red Cross, you need different skills to swim in the ocean, so make sure you’re comfortable beforehand, and follow these guidelines: Before diving, check for depth and obstructions — and go in feet-first the first time. Watch children and elderly people closely at the beach, because waves can easily knock them off their feet. Beware of rip currents, which can form in any large open-water area. Look out for aquatic plants and animals. Additional tips for lakes, rivers and streams Always be mindful of currents, waves and rapids, even in shallow water. Watch for obstacles and other hazards, including plants and animals. Don’t swallow the water, which can cause illness. Check the weather and be aware of the potential for changing conditions. If someone is in danger in a natural setting, reach out to them using anything that can extend your reach — a pole, tree branch, even a towel. You also can throw a floating object to them for support. But typically, you shouldn’t go in yourself, as that can put you in just as much danger. Let the professionals handle water rescues. Summer fun in and around the water is for people of all ages — just keep in mind that some people need more supervision than others, and everyone needs to keep safety in mind at all times. See you out in the sun! Reposted with permission from the original author, Safeco Insurance®
June 28, 2023
Two-thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total $11 billion each year running them.  Our guess is that most of those households (which may include yours!) wouldn’t mind spending a little less to keep their homes cool. Because as great as it feels to escape the heat of summer, having some extra money in your account at the end of the month might feel even better. Here are some tips to help you beat the heat without having the AC on — and the meter running — all day long: Ventilate, ventilate, ventilate. The Department of Energy says that ventilation is the least expensive and most energy-efficient way to cool your home. One of the best ways to do this is to open windows to create a cross-wise breeze indoors. It’s best to do this in the mornings or evenings when the air is coolest. Get those fans going. Ceiling fans can provide enough cooling power for you to raise the thermostat a few degrees without noticing the difference. Smaller ones can help as well, but make sure you turn fans off when you’re not around — they cool people, not rooms. Finally, whole-house fans, which bring air in and exhaust it through the attic, can help cool things down even on the hottest days. They should be installed by a professional, though. Don’t unwittingly turn the ‘heat’ on. Are you making something in your oven? Cooking something on the stove? You’re also adding heat to your house. Even clothes dryers and dishwashers can create unwanted warmth, so use those appliances in the morning or evening. When it’s time to cook, try grilling outside — or eating more cold foods! They can help lower your internal body temperature. Remember the little things — they add up. Keep your curtains closed on the sunny side of your home. Turn off lights whenever you can, because they produce heat. And if it’s warmer outside than inside, keep your windows closed. Bigger projects can have big benefits, too. Make sure your attic and walls are insulated well, with cracks and openings sealed so warm air doesn’t leak into your home. Check your ducts, too, because air loss through ducts can account for as much as 30% of a cooling system’s energy consumption. And if you don’t already have a programmable thermostat, installing and setting one can help you save up to 10% on heating and cooling costs. If you’re already following all of these tips and you’re still too hot, there are a few more options: Get your shirt damp with cold water and put it on. Make a cold pack with some ice cubes and keep your forehead and wrists cool. And you can create a “chill pillow” by keeping a bag of rice in the freezer and putting it in a pillowcase at night. It should stay cool for a couple of hours. Or, of course, you could just bite the bullet and turn the AC back up a bit. We won’t judge — we promise. Reposted with permission from the original author, Safeco Insurance®.
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